If you are looking at your stack of credit card bills and medical bills and thinking I need to file bankruptcy, you may want to contact a California bankruptcy attorney. Filing for bankruptcy is more complicated than just filing out a paper. There are a number of rules, requirements, and things that need to be done while filing for bankruptcy that a California bankruptcy lawyer can help you with during the process.
The first thing that will be done when talking with a Sacramento bankruptcy attorney is to go over the Chapter 7 and Chapter 13 bankruptcy rules for bankruptcy. Chapter 7 and Chapter 13 are two different types of bankruptcy filings and each come with their own set of rules and requirements for filing for that type of bankruptcy. A Sacramento bankruptcy lawyer will sit down with you to go over the Chapter 7 and Chapter 13 bankruptcy rules for bankruptcy to help you decide which filing is right for you.
After exploring and understanding the Chapter 7 and Chapter 13 bankruptcy rules, you will need to make a decision on which filing is right for you. One bankruptcy filing requires that you liquidate all your assets and use the money that is obtained to pay back creditors. The other bankruptcy filing requires that you come to an agreement with creditors to pay them back, but you do not have to liquidate all assets.
Once the Chapter 7 and Chapter 13 bankruptcy rules are explained and a decision has been made, it is time to file for bankruptcy. A San francisco bankruptcy attorney will work with you are filing for personal bankruptcy. They will help get the necessary documentation to file for bankruptcy, walk you through filing it out, and even help outline what documentation you will need to provide the courts. The San Francisco bankruptcy lawyer will even help represent you in court when the time comes to head to court.